Submit an Offer:

The listed price of any property may not reflect realistic market value, therefore your Real Estate Agent will prepare a Comparative Market Analysis (CMA) on properties that you are interested in.  The CMA will show similar properties that are currently on the market and those that have recently sold and will help your team determine which property makes the most sense for you. Once you have found the perfect property that meets both your financial and personal needs, your Mortgage Broker will review the status of your loan pre-approval and determine the most appropriate mortgage plan. 

Your Real Estate Agent will draw up an offer after your team decides what price and other items (such as inspections, contingencies, important dates) to include in the document. 

The seller and their team has three options upon receiving your offer: accept it as is; reject it completely; or propose a counter-offer with adjustments made to the original offer.